Why choose a credit union?

Same products. Better business.

We offer the same products and services as the bigger banks, but we’re owned by our members, and our lending decisions are based on our local economy’s needs. We exist to serve you.

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BayPort is ranked #1 in Virginia.

For the second straight year, we’ve made Forbes’ Best-In-State Credit Unions! BayPort is one of only five Virginia credit unions to make the annual list.

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“I feel confident in having a relationship with a bank that cares about me, my financial health, and protecting my money.”

—Tempest W., Newport News

Choose your own adventure...

High Yield Checking

Say hello to a smarter choice. Earn more with 3% APY on average daily balances up to $15,000.** Bank smarter, not harder.

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Cash Back Checking

Goodbye fees. Hello rewards! Start earning 3% cash back on your debit card purchases without those pesky monthly maintenance fees.

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Refinance your car and get up to $500 cash rebate.

Get a better offer that fits your budget. We’ve helped thousands of our members reduce interest rates and decrease their monthly payments.

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family riding in car

Looking to buy a car? There’s power in preapproval.

Get an auto loan preapproval to make car shopping less stressful and more convenient. New or used, we offer auto financing for every vehicle.

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First Mortgages

Whether you’re dreaming of your first home or searching for your forever home, we’re here to help make it a reality.

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Home Equity Lines

Unlike other financial institutions that only let you borrow up to 80% of your home equity, BayPort lets you borrow up to 100%!

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BayPort Mastercard Platinum Rewards credit card

Credit card perks that matter at low rates you’ll love.

Choose Mastercard® Platinum Rewards, Cash Back, or Preferred. Enjoy 3x rewards points1 or 5% cash back2 on a new category each quarter, or our lowest rate.

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Personal loan options for life’s unexpected moments.

Use a BayPort personal loan or FlexLine of Credit to quickly access funds for surprise expenses and as overdraft protection on checking accounts.

More about loans


Membership eligibility required. Certain restrictions apply.

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“I do all of my business with BayPort and would recommend them to everyone. They have great rates and are very helpful in answering any questions I have.”

—AJ W., Williamsburg

People helping people.

That’s what you can expect when you join BayPort Credit Union. Experience our great rates and service by taking the first step right now.

Join BayPort

Use promo code JOINUS

**APY = Annual Percentage Yield. 2% APY available on average daily deposits up to $15,000. Earn your rewards by electing to receive eStatements, spending 15 or more debit card purchases per month, and making one monthly ACH debit (payment) or credit (direct deposit).

(757) 928-8850 · (800) 928-8801

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Our website contains links to websites owned and operated by third parties. If you use these links, you leave our website. BayPort Credit Union has no control over the contents of such linked websites or third parties and is not responsible for these websites, their content, or availability.

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