Borrow intelligently against the value of your home with a fixed-rate to budget your monthly payments while receiving your funds in one lump sum. Up to 15-year repayment term available.
Get the financial flexibility you need without the pressure of using all your funds at once. Choose from a traditional HELOC with 25-year repayment term or a fixed-rate with 10- and 15-year repayment options.
Homes must be located in Virginia or North Carolina.
Interest may be tax-deductible (consult your tax adviser).
Fees may apply.
Available for primary residences (up to 100% CLTV) and vacation homes (up to 90%).
Love Your Home 100%
Unlike other financial institutions that only let you borrow up to 80% of your home equity, BayPort lets you borrow up to one hundred percent!
Receive a promotional rate of 1.99% APR for the first six (6) months with our Variable Rate or our Interest-Only Variable Rate Home Equity Line of Credit from August 11 – November 30, 2021. Draws of $5,000 or more qualify. Promotional rate term begins on the day disbursements total $5,000 and applies to any additional draws made during the promotional period.
Use promo code EQUITY
Use HomeAdvantage® to estimate the value of your home. HomeAdvantage is an online tool that generates an estimate based on the availability of real estate market data in your area. Although it isn’t an appraisal, the report is an excellent starting point in your search for market knowledge.
Protect against Mother Nature and unexpected events. BayPort Insurance offers the homeowners coverage you need to protect your investments and personal valuables.
Get the home loan process started easily in just a few clicks.