Get financing for your business needs.
We make lending decisions based on our local economy. Helping you helps our community and businesses grow.
Solutions for when your business needs them most–especially when you need to maintain daily operations uninterrupted.
Installment
- Loans secured by Savings and Share Certificates
- Equipment loans
- New and used vehicle loans
- Unsecured loans
Line of Credit
- Flexible rates and terms
- Short-term financing to maintain daily operations uninterrupted
Single Payment
- Due and payable in one lump sum at the end of the loan term
- Loans secured by Savings and Share Certificates
- Unsecured loans
Commercial Real Estate Loans
First Mortgages
- Options with fixed and variable rates
- Available for owner-occupied and non-owner-occupied properties
Second Mortgages
- Open-end lines of credit
- Closed-end lines of credit
- Options with fixed and variable rates
Equity Lines
- Commercial property or personal residence may be used to secure loan
- Use funds as your business needs arise
SBA programs to help you through.
To learn more about COVID-19 relief options, visit the SBA website
Economic Injury Disaster Loans
Available to help meet financial obligations and operating expenses that could have been met had the disaster not occurred. See a few recent program updates below:
- Maximum loan cap increased from $500,000 to $2 million
- Use of funds includes payment and pre-payment of business debt incurred at any time and payment of federal debt
- Extended the deferment period to 24 months from origination for all loans
Restaurant Revitalization Fund
The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other eligible businesses keep their doors open. Other eligible businesses include food trucks, caterers, bars, bakeries, brewpubs, breweries, wineries, and inns.
This program will provide restaurants with funding equal to their pandemic-related revenue loss of up to $10 million per business and no more than $5 million per physical location.
Real people. Ready to get you started.
Tonya Edwards
Vice President
Business Banking
(757) 873-4031
Denise Brown
Relationship Manager
Commercial Banker
(757) 671-8871
Michale Miller
Relationship Manager
Commercial Banker
(757) 671-8881
Lori Boschelli
Administrative Assistant
(757) 873-4045
Ikeyah Small
Administrative Assistant
(757) 928-8850, ext. 4234
Shalesia Turner
Administrative Assistant
(757) 325-6373
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