Fraud Reminder:

BayPort will never call or email you asking for your confidential personal or account information, including debit or credit card numbers. Please review our Security Center for more information on keeping your information safe and secure.

Enjoy the perks you care about most.

BayPort contactless credit cards

Mastercard® Platinum
Earn 3x ScoreCard® Bonus Points1
Rates as low as 13.49% APR*

Apply now

Mastercard® Platinum
Cash Back
Earn 5% cash back2
Rates as low as 13.99% APR*

Apply now

Mastercard® Platinum
Enjoy our lowest rate
Rates as low as 12.99% APR*

Apply now

Introductory Rate Offer
3.99% APR** intro rate for 12 months from account opening on balance transfers made within 30 days of opening from another credit card provider. Details

Rates following the intro period are 12.99–23.49% based on credit worthiness and vary based on the prime rate.

no fee icon
No Annual Fees
Enjoy no annual fees and low rates.

shopping bag icon
Buyer’s Protection
Up to $1,000 for covered purchases that are damaged or stolen.

warranty icon
Extended Warranty
Doubles original manufacturer or store brand warranty up to one year, up to $10,000.

crashed car icon
Rental Insurance
Car rental collision damage waiver insurance up to $50,000 reimbursement.

airplane icon
Travel Protection
Trip delay up to $100/day, 3-day maximum. Trip cancellation / interruption up to $3,000 per trip.

luggage icon
Lost Luggage
Up to $3,000 for checked and/or carry-on baggage.

healthcare icon
Emergency Services
Up to $50,000 when traveling more than 50 miles from home.

accident icon
Accident Insurance
Travel accident insurance up to $1,000,000.

Credit Card Rates

Pre-qualifying is pre-tty easy!

Find your best loan rate without affecting your credit.

See your personalized offers for a car loan, personal loan, or even a credit card in minutes! Plus, getting to know your buying power pays off by saving you money in the long run. Don’t wait!

Get my rate

Get 5% cash back.

With the BayPort Mastercard Platinum Cash Back credit card, your money isn’t a one-way street. Earn 3% cash back on the first $3,000 in new net purchases plus an extra 2% on when you fuel up from July 1 – September 30, 2023. That’s up to $150!

Apply now ▸

2Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $3,000 per quarter will earn the standard 1% cash back. Eligible merchants and associated merchant category codes required.

Triple your rewards!

Beginning July 1st – September 3oth, earn triple ScoreCard® Bonus Points with your BayPort Mastercard Platinum Rewards credit card. Earn double points on all purchases up to $3,000, plus an extra point for gas purchases.

Apply now ▸

1Eligible merchants and associated merchant category codes required. Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $3,000 per quarter will earn the standard 1 ScoreCard Bonus Point.

Each quarter earns perks on a new category!

January 1 – March 31

Home Improvement
April 1 – June 30

July 1 – September 30

October 1 – December 31

Mastercard® Business
Platinum Credit Card

Your business needs financial flexibility to take care of everyday expenses and special purchases. ScoreCard® Bonus Points pay you back every time you use your card! Plus, receive rebates from thousands of participating merchants when you use your business credit or debit card with Easy Savings

Apply now (PDF)

contactless symbol indicator
Contactless Technology

Look, tap, go!

BayPort cards include contactless technology that make it simple to tap, pay, and earn. Just look for the contactless symbol anywhere you shop. It’s fast, easy, and secure.

fraud alert icon
Automated Protection

Always on alert.

Receive real-time text alerts about possible fraudulent transactions. Easily register through Online Banking while checking your latest account activity.

Ready to apply?

Put the power of convenient and secure payment in your hands.

Apply Now

*APR=Annual Percentage Rate. When opening your account, APR is based on creditworthiness. Afterwards, your APR will vary with the market based on the Prime Rate. **Promotional Period for Introductory APR: The Introductory APR for balance transfers will apply to transactions posted 30 days from account opening and remain in effect for 12 months following account opening. Rates following the Introductory period are 12.74% -23.24% based on credit worthiness. Any existing balances on BayPort Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.

(757) 928-8850 · (800) 928-8801

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Our website contains links to websites owned and operated by third parties. If you use these links, you leave our website. BayPort Credit Union has no control over the contents of such linked websites or third parties and is not responsible for these websites, their content, or availability.

equal housing opportunity logo ncua logo