Mastercard® Platinum
Rewards
Earn 3x ScoreCard® Bonus Points1
Rates as low as 12.74% APR*
Mastercard® Platinum
Cash Back
Earn 5% cash back2
Rates as low as 13.24% APR*
Mastercard® Platinum
Preferred
Enjoy our lowest rate
Rates as low as 12.24% APR*
Introductory Rate Offer
0% APR** until April 2024 on balance transfers made from another credit card provider between January 1 – March 31, 2023. Details
No Annual Fees
Enjoy no annual fees and low rates.
Buyer’s Protection
Up to $1,000 for covered purchases that are damaged or stolen.
Extended Warranty
Doubles original manufacturer or store brand warranty up to one year, up to $10,000.
Rental Insurance
Car rental collision damage waiver insurance up to $50,000 reimbursement.
Travel Protection
Trip delay up to $100/day, 3-day maximum. Trip cancellation / interruption up to $3,000 per trip.
Lost Luggage
Up to $3,000 for checked and/or carry-on baggage.
Emergency Services
Up to $50,000 when traveling more than 50 miles from home.
Accident Insurance
Travel accident insurance up to $1,000,000.
With the BayPort Mastercard Platinum Cash Back credit card, your money isn’t a one-way street. Earn 3% cash back on the first $3,000 in new net purchases plus an extra 2% when you shopping for groceries from January 1 – March 31, 2023. That’s up to $150 cash back!
2Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $3,000 per quarter will earn the standard 1% cash back. Eligible merchants and associated merchant category codes required.
The third time’s the charm. Beginning January 1st until March 31st, earn triple ScoreCard® Bonus Points when grocery shopping with your BayPort Mastercard Platinum Rewards credit card. Earn double points on all purchases up to $3,000, plus an additional point for those grocery purchases.
1 Eligible merchants and associated merchant category codes required. Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $3,000 per quarter will earn the standard 1 ScoreCard Bonus Point.
Q1
Groceries
January 1 – March 31
Q2
Home Improvement
April 1 – June 30
Q3
Fuel
July 1 – September 30
Q4
Restaurants
October 1 – December 31
Your business needs financial flexibility to take care of everyday expenses and special purchases. ScoreCard® Bonus Points pay you back every time you use your card! Plus, receive rebates from thousands of participating merchants when you use your business credit or debit card with Easy Savings
Contactless Technology
BayPort cards include contactless technology that make it simple to tap, pay, and earn. Just look for the contactless symbol anywhere you shop. It’s fast, easy, and secure.
Automated Protection
Receive real-time text alerts about possible fraudulent transactions. Easily register through Online Banking while checking your latest account activity.
Put the power of convenient and secure payment in your hands.
*APR=Annual Percentage Rate. When opening your account, APR is based on creditworthiness. Afterwards, your APR will vary with the market based on the Prime Rate. **Promotional Period for Introductory APR: The Introductory APR for balance transfers will apply to transactions posted to your account during the first 30 days following the opening of your account. Any existing balances on BayPort Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.