Mastercard® Platinum
Rewards
Earn 3x ScoreCard® Bonus Points1
Rates as low as 13.24% APR*
Mastercard® Platinum
Cash Back
Earn 5% cash back2
Rates as low as 13.74% APR*
Mastercard® Platinum
Preferred
Enjoy our lowest rate
Rates as low as 12.74% APR*
No Annual Fees
Enjoy no annual fees and low rates.
Buyer’s Protection
Up to $1,000 for covered purchases that are damaged or stolen.
Extended Warranty
Doubles original manufacturer or store brand warranty up to one year, up to $10,000.
Rental Insurance
Car rental collision damage waiver insurance up to $50,000 reimbursement.
Travel Protection
Trip delay up to $100/day, 3-day maximum. Trip cancellation / interruption up to $3,000 per trip.
Lost Luggage
Up to $3,000 for checked and/or carry-on baggage.
Emergency Services
Up to $50,000 when traveling more than 50 miles from home.
Accident Insurance
Travel accident insurance up to $1,000,000.
With the BayPort Mastercard Platinum Cash Back credit card, your money isn’t a one-way street. Earn 3% cash back on the first $3,000 in new net purchases plus an extra 2% on home improvement from April 1 – June 30, 2023. That’s up to $150!
2Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $3,000 per quarter will earn the standard 1% cash back. Eligible merchants and associated merchant category codes required.
Beginning April 1st – June 3oth, earn triple ScoreCard® Bonus Points with your BayPort Mastercard Platinum Rewards credit card. Earn double points on all purchases up to $3,000, plus an extra point for home improvement purchases.
1 Eligible merchants and associated merchant category codes required. Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $3,000 per quarter will earn the standard 1 ScoreCard Bonus Point.
Q1
Groceries
January 1 – March 31
Q2
Home Improvement
April 1 – June 30
Q3
Fuel
July 1 – September 30
Q4
Restaurants
October 1 – December 31
Your business needs financial flexibility to take care of everyday expenses and special purchases. ScoreCard® Bonus Points pay you back every time you use your card! Plus, receive rebates from thousands of participating merchants when you use your business credit or debit card with Easy Savings
Contactless Technology
BayPort cards include contactless technology that make it simple to tap, pay, and earn. Just look for the contactless symbol anywhere you shop. It’s fast, easy, and secure.
Automated Protection
Receive real-time text alerts about possible fraudulent transactions. Easily register through Online Banking while checking your latest account activity.
Put the power of convenient and secure payment in your hands.
*APR=Annual Percentage Rate. When opening your account, APR is based on creditworthiness. Afterwards, your APR will vary with the market based on the Prime Rate. **Promotional Period for Introductory APR: The Introductory APR for balance transfers will apply to transactions posted 30 days from account opening and remain in effect for 12 months following account opening. Rates following the Introductory period are 12.74% -23.24% based on credit worthiness. Any existing balances on BayPort Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.