Enjoy the perks you care about most.
Mastercard® Platinum
Rewards
Earn 2x ScoreCard® Bonus Points1
Rates as low as 8.49% APR*
Mastercard® Platinum
Cash Back
Earn 5% cash back on groceries2
Rates as low as 8.99% APR*
Mastercard® Platinum
Preferred
Enjoy our lowest rate
Rates as low as 7.99% APR*
Introductory Rate Offer
0% APR** through the March 2022 statement cycle on balance transfers from other credit cards made to your BayPort consumer credit card between March 1 and May 31, 2021. Details ▸
No Fees
No annual fee and no transfer fees.
Buyer’s Protection
Up to $1,000 for covered purchases that are damaged or stolen.
Extended Warranty
Doubles original manufacturer or store brand warranty up to one year, up to $10,000.
Rental Insurance
Car rental collision damage waiver insurance up to $50,000 reimbursement.
Travel Protection
Trip delay up to $100/day, 3-day maximum. Trip cancellation / interruption up to $3,000 per trip.
Lost Luggage
Up to $3,000 for checked and/or carry-on baggage.
Emergency Services
Up to $50,000 when traveling more than 50 miles from home.
Accident Insurance
Travel accident insurance up to $1,000,000.
Double your rewards!
Doesn’t that sound twice as nice? From now until March 31st, earn double ScoreCard® Bonus Points on grocery purchases with your BayPort Mastercard Platinum Rewards credit card. Sky’s the limit on the number of points you can earn!
1Eligible merchants and associated merchant category codes required.
Get 5% cash back.
With the BayPort Mastercard Platinum Cash Back credit card, your money isn’t a one-way street. Earn 3% cash back on the first $3,000 in new net purchases plus an extra 2% when buying groceries until March 31st. That’s up to $150 cash back!
2Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $3,000 per quarter will earn the standard 1% cash back. Eligible merchants and associated merchant category codes required.
Each quarter earns perks on a new category!
Q1
Groceries
January 1 – March 31
Q2
Home Improvement
April 1 – June 30
Q3
Fuel
July 1 – September 30
Q4
Restaurants
October 1 – December 31
Mastercard® Business
Platinum Credit Card
Your business needs financial flexibility to take care of everyday expenses and special purchases. Plus, ScoreCard® Bonus Points pay you back every time you use your card!
To open your card, call (757) 873-4045 or visit a branch.
Contactless Technology
Look, tap, go!
BayPort cards include contactless technology that make it simple to tap, pay, and earn. Just look for the contactless symbol anywhere you shop. It’s fast, easy, and secure.
Automated Protection
Always on alert.
Receive real-time text alerts about possible fraudulent transactions. Easily register through Online Banking while checking your latest account activity.
Ready to apply?
Put the power of convenient and secure payment in your hands.
When opening your account, APR is based on creditworthiness. Afterwards, your APR will vary with the market based on the Prime Rate. 3.99% Introductory rate effective on balance transfers good for 12 months from new account opening. Balance transfers must be processed within 30 days of account opening to qualify for the introductory rate.
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