Move home from the vision board to reality.
Whether you're dreaming of your first home or searching for your forever home, we focus on making it happen.
We promote responsible borrowing by offering mortgage options that feature flexible terms, competitive rates, low closing costs, and no prepayment penalties.
Fixed Rate
- Flexible terms up to 30 years
- Rate remains the same for the entire term of loan
- VA loans available
Adjustable Rate
- All ARMs are 3-year adjustable and may increase/decrease no more than 1% every three years
- Rates may increase/decrease max of 5% over the life of the loan
- Up to 95% loan-to-value available
- Terms available up to 30 years
New Construction
- A permanent loan closed once; no need to close again when your home is completed
- Pay only the interest during construction phase
- Class A Builder required
Land Loans
- Fixed rate
- ARM
- Balloon loan options
Ready to make an offer on your new home?
BayPort members can apply now ▸
Just starting the search?
If you’re not a member yet, you can complete this form to estimate how much you may be able to borrow based on the information you provide. Get prequalified ▸
Get qualified for assistance.
Are you a law enforcement officer, educator, firefighter, or first responder? You may be eligible for $7,500 in purchase assistance.
Call our Mortgage Center at (757) 896-8769 for details.
Need a quote on a home insurance policy?
Protect against Mother Nature and unexpected events. BayPort Insurance offers the homeowners coverage you need to protect your investments and personal valuables.
Ready to apply?
If you’re already a BayPort member, get the mortgage process started easily in just a few clicks. Not a member yet? No worries! Get prequalified ▸
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