We promote responsible borrowing by offering mortgage options that feature flexible terms, competitive rates, low closing costs, and no prepayment penalties.
Apply now Compare ratesNew Mortgage Product
We’re happy to introduce a new 100% no PMI loan for first-time homebuyers or those who haven’t owned a home in the last three (3) years. Now you can really make home happen.
New Mortgage Product
Purchase your next home with as little as 10% down and no Private Mortgage Insurance (PMI). Making your next move is more possible with BayPort.
New Construction Product
Secure financing today while you start building your dream home with a Construction to Permanent loan at BayPort.
BayPort Mortgage Holder Special
Don’t put looking for a new home on hold due to high rates. Because you already have a home loan with BayPort, we have a limited time offer for you based on your current rate.
*Your promotional fixed mortgage rate is individualized to you and based on your current BayPort Mortgage rate plus a 1.5% increase. Your promotional fixed Cash-Out Refinance rate is individualized to you and based on your current BayPort Mortgage rate plus a 2% increase. Rate increase reflects a .25% discount on rate when you have a BayPort Checking with Direct Deposit of at least the mortgage monthly payment amount. Primary residences only. Credit restrictions apply and subject to approval. Some restrictions may apply. The promotional product will replace your existing loan.

We have partnered to provide our members an exceptional closing experience. Alperin Law can assist with all your settlement needs to simplify your home loan journey.
EXPERIENCED TEAM
Alperin Law has the experience you need to ensure your home loan is done right from start to finish.
FLEXIBLE APPOINTMENTS
Closings can be done in person at an Alperin Law office or at BayPort’s main office in Oyster Point, Newport News.
CLOSING COORDINATION
Alperin Law works closely with our BayPort Mortgage team to prevent delays during the closing process.
If you’re buying or refinancing a home, the experienced real estate lawyers at Alperin Law will protect your interests in commercial or residential transactions.
We’re here to help you find the perfect home loan—whether you’re refinancing, purchasing your first home, or shopping for a new one!