Move home from the vision board to reality.
All set to purchase your dream home or refinance?
Apply now Compare ratesWe promote responsible borrowing by offering mortgage options that feature flexible terms, competitive rates, low closing costs, and no prepayment penalties.
Find a mortgage that feels good.
Whether you’re a first-time homebuyer or searching for your forever home, we have a home loan option that’s just the right for you.
Fixed Rate
- Flexible terms up to 30 years
- Rate remains the same for the entire term of loan
- VA loans available
Adjustable Rate
- All ARMs are 3-year adjustable and may increase/decrease no more than 1% every three years
- Rates may increase/decrease max of 5% over the life of the loan
- Up to 95% loan-to-value available
- Terms available up to 30 years
New Construction
- A permanent loan closed once; no need to close again when your home is completed
- Pay only the interest during construction phase
- Fixed and adjustable rates available
- Class A Builder required
Land Loans
- Fixed rate
- ARM
- Balloon loan options
New Mortgage Product
Hello BayPort Home PLUS!
We’re happy to introduce a new 100% no PMI loan for first-time homebuyers or those who haven’t owned a home in the last three (3) years. Now you can really make home happen.
- No down payment
- No PMI/Private Mortgage Insurance
- 30-year fixed and adjustable rates
- No income limits
- Minimum one (1) year on the job
New Construction Product
Build with confidence!
Secure financing today while you start building your dream home with a Construction to Permanent loan at BayPort.
- One-time closing
- Interest-Only payments during construction
- Fixed rates up to 95%L LTV*
- Adjustable rates up to 85% LTV
- Class A builder is required
*Loans with a Loan to Value (LTV) in excess of 80% will be required to have Private Mortgage Insurance (PMI) coverage.
Real people. Ready to get you started.
Start your mortgage application today.
We’re here to help you find the perfect home loan—whether you’re refinancing, purchasing your first home, or shopping for a new one!
