Move home from the vision board to reality.
Whether you're dreaming of your first home or searching for your forever home, we focus on making it happen.
We promote responsible borrowing by offering mortgage options that feature flexible terms, competitive rates, low closing costs, and no prepayment penalties.
Fixed Rates
- Flexible terms up to 30 years
- Rate remains the same for the entire term of loan
- VA loans available
Adjustable Rate
- Three-year adjustable loan rate with 5% cap
- Rate can change up or down only 1% every three years
- Up to 95% loan-to-value available
- Terms available up to 30 years
New Construction
- A permanent loan closed once; no need to close again when your home is completed
- Pay only the interest during construction phase
- Class A Builder required
Land Loans
- Fixed rate
- ARM
- Balloon loan options
Apply online or get prequalified as a non-member.
Earn Cash Rewards
Choose a Realtor® from the HomeAdvantage® network and get rewarded at closing! Earn an average of $1,500, and if you use your agent to buy and sell, you can double it!
Shop for Homes
Search by number of bedrooms and baths, special amenities, or square footage. Save your searches and get alerts when new homes are available.
Qualify for Assistance
Law enforcement officers, educators, firefighters, and other first responders may be eligible for $7,500 in home purchase assistance.
Call our Mortgage Center at (757) 896-8769 to find out more details.
Get your appraisal free!
Assessing your home’s value is a critical part of the homebuying process. Look forward to checking off that step! When you choose to finance your new home with BayPort, we’ll reimburse the cost of your home appraisal up to $550 at closing.
*Membership eligibility required. Certain restrictions apply. Appraisal reimbursement for first mortgage products only.
Need a quote on a home insurance policy?
Protect against Mother Nature and unexpected events. BayPort Insurance offers the homeowners coverage you need to protect your investments and personal valuables.
Ready to apply?
If you’re already a BayPort member, get the mortgage process started easily in just a few clicks. Not a member yet? No worries! Get prequalified now.
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