BayPort's Member Relationship program is designed to reward you and improve your life based on your loyalty to us. We work together to strengthen the credit union, which, in turn, strengthens your financial position. There are four membership levels and you automatically qualify for one based on the number of BayPort services you use or the combined monthly balances you keep in deposits and loans. There are no fees to participate. As you deepen your relationship with BayPort, your relationship level can change and deliver even more benefits.
Classic Relationship
- Maintain a minimum $5 share balance
- Keep your account in good standing
- An example of a Classic relationship is maintaining a savings account without direct deposit and a Christmas Club account, or a savings or checking account without direct deposit and a BayPort credit card.
Preferred Relationship
- Keep your savings account in good standing
- Maintain a checking account with direct deposit* or maintain a $10,000 average daily balance in a regular savings and/or checking account (Qualifications are not based on combined account balances.)
- An example of a Preferred relationship is maintaining a savings account, a checking account with direct deposit* and Christmas Club account, or a savings account with an average daily balance of $12,000.
*Total monthly deposit(s) must be greater than or equal to $500. As a substitute for direct deposit or if it is less than $500, then 10 monthly debit transactions will be accepted.
Select Relationship
- Maintain a minimum $5 savings balance
- Keep your account in good standing
- Maintain a checking account with direct deposit*
- Keep $15,000 in total loans or total deposits** (Qualifications are not based on combined loan and deposit balances.)
- An example of a Select relationship is maintaining a savings account, a checking account with direct deposit* and an auto loan of $20,000, or a savings account, checking account with direct deposit* and an IRA with $16,000.
*Total monthly deposit(s) must be greater than or equal to $500. As a substitute for direct deposit or if it is less than $500, then 10 monthly debit transactions will be accepted.
**Deposit totals are based on average daily balances.
Premier Relationship
- Maintain a minimum $5 savings balance
- Keep your account in good standing
- Maintain a checking account with direct deposit*
- Keep $25,000 in total loans or total deposits** (Qualifications are not based on combined loan and deposit balances.)
- Use online banking and sign up for eStatements
- An example of a Premier relationship is maintaining a savings account, checking account with direct deposit*, a home equity loan of $50,000, signing up for eStatements and using online banking; or maintaining a savings account, checking account with direct deposit*, a money market account with $25,000, signing up for eStatements and using online banking.
*Total monthly deposit(s) must be greater than or equal to $500. As a substitute for direct deposit or if it is less than $500, then 10 monthly debit transactions will be accepted.
**Deposit totals are based on average daily balances.