Savings Rates

Effective Date 1-1-2013
  Dividend Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit/Opening Balance
Savings
$0 - $99.99 0.00% 0.00% $5.00
$100.00 - 1,999.99 0.15% 0.15% $5.00
$2,000.00 and over 0.25% 0.25% $5.00
Fast Start Savings* available to all Young Investors 0 - 24 years of age.
$0-$500.00 4.91% 5.00% $5.00
$500.01-$1,999.99 2.97% 3.00% $5.00
$2,000.00 and over 0.25% 0.25% $5.00
Classic Checking
$0 - $499.99 0.00% 0.00% $25.00 to open
$500.00 - $999.99 0.05% 0.05% $25.00 to open
$1,000.00 and over 0.10% 0.10% $25.00 to open
Rewards Checking/College & Career Rewards Checkings
  N/A N/A $25.00 to open
eChecking
  0.00% 0.00%  
Investment Checking
$0 - $2,499.99 0.00% 0.00% $25.00 to open
$2,500.00 - $9,999.99 0.20% 0.20% $25.00 to open
$10,000.00 - $24,999.99 0.25% 0.25% $25.00 to open
$25,000.00 - $49,999.99 0.30% 0.30% $25.00 to open
$50,000.00 and over 0.35% 0.35% $25.00 to open
Personalized Checking
  N/A N/A $25.00 to open
Fresh Start Checking
  N/A N/A $25.00 to open
Club Accounts
(Vacation or Christmas)
$0 - $99.99 0.00% 0.00%  
$100.00 - $1,999.99 0.15% 0.15%  
$2,000.00 and over 0.25% 0.25%  
IRA Savings
  0.30% 0.30% $100.00 to open

*Example of this dividend structure: If your average daily balance is $2,500 on deposit, you'll earn the tier 1 dividend rate on the first $500, on the next $1,499.99 (the amount greater than $500 but not exceeding $1,999.99) you will earn the tier 2 dividend rate, and the tier 3 dividend rate on the remaining amount (the amount greater than $2,000).

ATM OPERATOR/NETWORK FEE - when you use an automated teller machine not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). Fees may reduce earnings. For additional information on your account please see your "Important Account Information for Our Members" brochure. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-928-8850.

The rates are accurate and effective as of the date indicated above. Dividend rate and annual percentage yield are subject to change weekly. Please refer to your Important Account Information for Our Members brochure for additional information on this account. If you have any questions or require current rate information please call the Credit Union at (757) 928-8850.