Bayport Credit Union: A Smarter Way to Bank
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BayportCU

Online Banking Enrollment is easy - here's how:

  • In the Username box, enter your Account #.
  • In the Password box, enter your numeric STAR PIN.

If you do not have a STAR PIN or need assistance,
please contact us.

Checking

BayPort Credit Union provides checking account options that fit all types of people, whether you're just entering the workforce or you're seeking an account that pays higher dividends based on larger balances. We deliver the convenience, accessibility and value you expect from a smart checking account.

  • Overview
  • Rates
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Rewards Checking

Everyday purchases are just that. So BayPort's Rewards Checking pays you back every day when you use your debit card, and you can redeem those points through the ScoreCard® Rewards Program.
  • $25 minimum opening deposit or direct deposit enrollment
  • Receive ScoreCard® Bonus Points for using your MasterCard® debit card
  • No monthly minimum balance requirements
  • No monthly service charges

Classic Checking

What does your money do for you? If it just sits in a checking account waiting to be spent, your money isn’t working hard enough.
  • $25 minimum opening deposit or direct deposit enrollment
  • No monthly minimum balance requirement
  • No monthly service charge
  • MasterCard® debit card available

Investment Checking

Find the perfect balance between growing your money and maintaining easy access to your funds when you open this account.
  • $25 minimum opening deposit or direct deposit enrollment
  • No monthly service charges when you maintain a minimum average daily balance of $1,000
  • No per-check charges
  • MasterCard® debit card available

Personalized Checking

When your family's financial obligations are met, it's important to set aside some money for your hard work.
  • $25 minimum opening deposit
  • No monthly service charge when you maintain a $250 minimum average daily balance
  • No per-check charges
  • MasterCard® debit card available

College & Career Rewards Checking

Going off to college or just entering the workforce means you need a checking account that allows you to manage your money daily with convenient options and valuable features.
  • $25 minimum opening deposit or direct deposit enrollment
  • Receive ScoreCard® Bonus Points for using your MasterCard® debit card
  • Free first box of checks
  • 5 non-proprietary ATM network fees waived per month

Teen Rewards Checking

Being a teen can be hard. You’re old enough to get a job and drive a car, but not old enough to open accounts that let you access your money conveniently. BayPort is changing all of that with the Teen Rewards Checking designed for members between the age of 13 and 17 with a parent/guardian as joint owner.
  • $25 minimum opening deposit or direct deposit enrollment
  • 5 non-proprietary ATM network fees waived per month
  • Mobile Banking
  • MasterCard® debit card available (with parent/guardian as joint owner)

Overdraft Protection Services

Get overdraft protection on checks, electronic transactions (ACH), bill payment and recurring debit card transactions to avoid the hassle that comes when you lack the funds to cover your transactions.
  • Authorize the automatic transfer of funds from your FlexLine loan or savings  account
  • Save money and avoid returned-check fees
  • Save time and eliminate a trip to BayPort Credit Union

Reorder Checks

Now you won't get caught in a situation where you're out of checks at the moment you need one most. Go through this simple online ordering process. 
  • Access online banking
  • Choose "Check Order" under the "Additional Services" tab from the top menu
  • Follow the simple, step-by-step process
Rewards Checking/Teen Rewards Checking/College & Career Rewards Checking
Rates Effective: August 8, 2017
AmountDividend RateAnnual Percentage Yield (APY)Minimum Deposit/Opening Balance
$0N/AN/A$25.00 to open
Investment Checking
Rates Effective: August 8, 2017
AmountDividend RateAnnual Percentage Yield (APY)Minimum Deposit/Opening Balance
$0 - $2,499.990.00%0.00%$25.00 to open
$2,500.00 - $9,999.990.20%0.20%$25.00 to open
$10,000.00 - $24,999.990.25%0.25%$25.00 to open
$25,000.00 - $49,999.990.30%0.30%$25.00 to open
$50,000.00 and Over0.35%0.35%$25.00 to open
Classic Checking
Rates Effective: August 8, 2017
AmountDividend RateAnnual Percentage Yield (APY)Minimum Deposit/Opening Balance
$0 - $499.990.00%0.00%$25.00 to open
$500.00 - $999.990.05%0.05%$25.00 to open
$1,000.00 and Over0.10%0.10%$25.00 to open

The rates are accurate and effective as of the date indicated above. Dividends compound quarterly with the exception of Investment Checking, which compounds monthly. Dividend rates and annual percentage yields are subject to change without notice. For additional information regarding your account please refer to our Important Account Information for Our Members brochure and Fee Schedule.  If you have any questions or require rate information please call the Credit Union at 757.928.8850. 

  Rewards Checking Classic Checking Investment Checking Personalized Checking College & Career/Teen Rewards Checking
Minimum opening deposit $25 or direct deposit enrollment $25 or direct deposit enrollment $25 or direct deposit enrollment $25 or direct deposit enrollment $25 or direct deposit enrollment
No monthly minimum balance requirement Yes Yes $1,000 average daily balance to avoid a low monthly fee $250 average daily balance to avoid a low monthly fee Yes
Earn ScoreCard® Bonus Points by using your debit card
Yes Yes
Earn tiered dividends Yes Yes