Bayport Credit Union: A Smarter Way to Bank
Mobile Menu


Online Banking Enrollment is easy - here's how:

  • In the Username box, enter your Account #.
  • In the Password box, enter your numeric STAR PIN.

If you do not have a STAR PIN or need assistance,
please contact us.

Credit Cards

BayPort's Mastercard® Platinum credit cards deliver the spending power you need with competitive rates so you can access money anytime. Pick the card that rewards you best for your spending habits without sacrificing benefits. Whether you are looking for cash back, ScoreCard® Points or low rates, BayPort has the right card for you.

  • Overview
  • Rates
  • Compare

Mastercard® Platinum Cash Back

Mastercard® Platinum Cash Back pays you every time you use it for purchases. It’s like getting a special discount on everything you buy.

  • Receive cash back on purchases
  • No annual fees
  • $1,000,000 Travel Accident Insurance
  • Access to ATMs worldwide

Mastercard® Platinum Rewards

The top-of-the-line Mastercard® Platinum Rewards credit card delivers all the benefits and cachet of the Mastercard® brand while earning points you can redeem for travel and merchandise.

  • Receive ScoreCard® Bonus Points for using your card
  • No annual fees
  • Available as a student and/or secured card
  • Access to ATMs worldwide

Mastercard® Platinum Preferred

If getting the lowest rate on your credit card is a priority, the Mastercard® Platinum Preferred credit card is just right for you. 

  • Receive the lowest rate on your credit card that BayPort has to offer
  • No annual fees
  • Access to ATMs worldwide

Card Security

Get the peace of mind you deserve and the flexibility you want with a BayPort Mastercard® credit card. Our Fraud Detection Center tracks unusual activity on your credit card and evaluates levels of risk.

  • Get notified of suspected unusual activity
  • Card number not used for verification
  • Travel tips
  • Receive text alerts
Credit Cards
Rates Effective: February 1, 2019
CardAnnual Percentage Rate (APR) for Purchases*APR for Balance Transfers & Cash Advances**
Mastercard® Platinum Cash Back9.49% - 18.99%9.49% - 18.99%
Mastercard® Platinum Rewards8.99% - 18.49%8.99% - 18.49%
Mastercard® Platinum Preferred8.24% - 17.74%8.24% - 17.74%

Apply Online

*APR=Annual Percentage Rate

When you open your account, the APR is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

**2.99% Promotional Rate: The Promotional APR on balance transfers will apply to balance transfers made between February 1, 2019 thru April 30, 2019.  The balance accumulated during this promotion period will remain at the 2.99% through statement closing of December 2019.  Offer not valid on business accounts and cannot be combined with any other offer.  Transfer may not include BayPort loan balance. 

Variable Rate Information: Your APR may increase in the future on a Mastercard Platinum Preferred, Mastercard Platinum Rewards, and Mastercard Platinum Cash Back Credit Card.  The APR is determined by the Prime Rate published in the Wall Street Journal (Index) on the first day of each quarter (January, April, July, and October) to which we add a margin.  The APR is subject to change on the first day of the billing cycle quarterly to reflect and change in the Index.  Any increase in the APR will result in an increase in the amount of the interest you will pay, may increase your minimum payment, and may increase the number of payments to pay off your balance.  If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. 

Effective Date: The information about costs of the card described in this application is accurate as of February 1, 2019. This information may have changed after that date. To find out what may have changed, contact the credit union at 757-928-8850 or 1-800-928-8801.


Mastercard® Platinum Cash Back

Mastercard® Platinum Rewards

Mastercard® Platinum Preferred

Rates (APR) 9.49% - 18.99% 8.99% - 18.49% 8.24% - 17.74%
Credit Limit $300 - $35,000 $300 - $35,000 $300 - $35,000
Rewards Cash Back* ScoreCard® Bonus Points* Lowest Rate
Minimum Payment 2% - outstanding balance 2% - outstanding balance 1.5% - outstanding balance

Regardless of which BayPort credit card you choose, your will also have access to some great extras:

  • No annual fee
  • Online access
  • $1,000,000 Travel Accident Ins.
  • Trip Delay
  • Trip Cancellation/Interruption
  • Lost Luggage
  • Buyers Protection
  • Extended Warranty
  • Auto Rental Collision
  • Emergency Medical Evacuation/Repatriation 
*One ScoreCard Bonus Point or 1% cash back earned for every dollar spent on credit purchases excluding cash advances and balance transfers.