Bayport Credit Union: A Smarter Way to Bank
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Online Banking Enrollment is easy - here's how:

  • In the Username box, enter your Account #.
  • In the Password box, enter your numeric STAR PIN.

If you do not have a STAR PIN or need assistance,
please contact us.

Home Loan Application

Buying a home is a huge step. Sometimes it’s nice to have a little help walking you through the process. Whether you have found your dream home or just want to find out how much you can afford, we are here to guide you along the home buying path that best fits your unique needs. 

Home Loan Prequalification

Prequalification can boost your confidence and make house hunting easier.

If you are ready to start looking for a new home but have no idea how much you will qualify for, a prequalification is an excellent first step. Members and nonmembers can use this quick application to get a ballpark amount of how much they can borrow, which can help determine if now is the right time to buy.

A mortgage prequalification is a simple assessment of your debt-to-income ratio that helps us provide you with an estimate of how much you may be able to borrow.

While this number is informative, keep in mind this is not a true application. When submitting a full home loan application, many other factors impact how much you will actually qualify for. However, it is a great way to start your house-hunting journey.

Get Prequalified

Ready to Apply

You are finally ready to take the leap and purchase a new home. Maybe you are looking to get preapproved before you start the hunt, or maybe you already have the perfect home and would like to refinance to get a better rate. Regardless of your situation, if you are already a BayPort member, we will find a home loan that works with your budget.

The application process takes less than 20 minutes to complete and asks you questions about the home and your finances.

Apply Now

If you have any questions, please contact us. Our mortgage department is open to visitors from 9 a.m. to 5 p.m., Monday through Friday, but you can call us starting at 8 a.m. during the week. We are committed to providing valuable information and mortgage loan options to our members in the Tidewater and Hampton Roads, Virginia, area.