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ATTN: First-Time Homebuyers

by BayPort | Mar 21, 2018

Have you been thinking about purchasing a home, but do not have the funds saved to cover closing costs or your down payment? BayPort has some great news for you.

We have partnered with the Affordable Housing Program available through the Federal Home Loan Bank of Atlanta to offer a leg up to our first-time homebuyers. You can receive up to $5,000 in interest-free assistance to help cover those initial costs that often discourage first-time buyers from taking the leap into home ownership. This money is available on owner-occupied residences and is interest free for 5 years. As long as you remain in the home for 5 years, the loan is forgiven.

In addition to providing loan assistance, we also offer HomeAdvantage®.* When you use a real estate agent in the HomeAdvantage network, you will receive 20% of your agent’s commission back as a cash reward. 

To find out how to apply, contact us today. Only a limited amount of funds are available!

Membership eligibility required. Income and other restrictions may apply. Member is responsible for loan balance if home is sold within five years. See branch for details.

**The HomeAdvantage® program is made available to you through a relationship between BayPort Credit Union and CURealty Services. Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using BayPort Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. BayPort Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.