Electronic Transactions

Electronic Funds Transfer

With the following services, you can access and authorize funds to be transferred to and from your credit union account by STAR Audio Response Service, ATM, Debit MasterCard®, eBranch Online Account Access, Direct Deposit, Preauthorized Payments, Payroll Deduction, Authorized Transfers, Wire Transfers and Automatic Transfers. For, example, you could arrange to have your Social Security or paycheck deposited to a Share Savings or Checking Account. You may also have regular Preauthorized Payments from your account. The best part is, you save time and trouble.

Direct Deposit

With this convenient service, your employer can automatically deposit your paycheck into your credit union account. To start Direct Deposit, please provide your employer the credit union Routing & Transit Number and your account number (Both are located on the bottom of your credit union checks). Within one/two pay periods your paycheck will be automatically deposited into your BayPort Credit Union account. For further information you may contact us.

Preauthorized Payments

With this convenient service, you may authorize regular payments to be automatically debited from your credit union account. To start Preauthorized Payments, please provide your authorizing company the credit union Routing & Transit Number and your account number, plus indicate if it is a savings or checking account debit. (Both are located on the bottom of your credit union checks as indicated in the above example). For further information you may contact us.

Payroll Deduction

To save time and effort, you can have amounts credited from your paycheck to your credit union accounts. For example, you may have money deposited into your Savings, Checking, Vacation, Christmas Club, IRA and Money Market Accounts, or have money allocated to pay loans. Please visit any one of BayPort Credit Union Branch locations to complete our Payroll Deduction Form or you may contact us.

Automatic Transfers

This convenient service automatically transfers funds from your account to satisfy a BayPort Credit Union loan payment. Once the program is set up, there's nothing more for you to worry about. For further information you may contact us.

Wire Transfers

This service allows you to transfer funds electronically to or from your BayPort Credit Union account. For complete wiring instructions, please contact us.

Authorized Transfers

Authorized Transfers allow members to transfer money from their savings or checking account to another member's account (savings, checking or loans). Many parents transfer funds to their children's savings accounts or to a spouse's checking account or loan. Transfers have three frequency options: monthly (1st Friday of the month), semi-monthly (1st & 16th of each month) and weekly (each Friday night). Please visit any one of BayPort Credit Union Branch locations to complete our Authorized Transfer Form or you may contact us.